Holiday pay arrives this week · Nibud

If you're a wage earner in the Netherlands, your holiday pay should have arrived with your May salary this week (until May 25th). Nibud suggests three priority uses to help manage rising living costs.

This extra income can help you plan your finances better, especially with current cost-of-living pressures.

• ✓ Boost Emergency Fund: Nibud recommends having 1-3 months of net salary as a buffer. Many expats may not have enough saved initially.
• ✓ Secure Energy Contract: May offers a stable market. Locking in a fixed energy contract now could save you €200-400 annually.
• ✓ Repay Consumer Loans: Dutch consumer loan interest rates are often 8-12%. Early repayment is a risk-free, high-return investment.

Use nibud.nl/tools to calculate your ideal allocation.